Y Altoque · Your money, under control

No borders

Your money, in your language and your currency.

Born in Peru 🇵🇪 and already being tested in Spain 🇪🇸. Multi-currency and multilingual from day one: wherever you are, with whatever you use.

🇵🇪Peru 🇪🇸Spain 🇲🇽Mexico 🇨🇴Colombia 🇨🇱Chile 🇦🇷Argentina 🇧🇷Brazil 🇺🇾Uruguay 🇪🇨Ecuador 🇺🇸USA 🌎and more

20+Currencies

ES · EN · PTLanguages

🇵🇪Made in Peru

The product

All your money, zero effort.

💬

Log it on WhatsApp

Text Y Altoque or send it a photo of your receipt and your expense is logged instantly.

🧠

AI categorization

Transport, food, utilities, entertainment… every expense sorts itself. Something landed in "Other"? Recategorize it with one tap.

📊

Real-time dashboard

Balance, income and expenses for the month with a breakdown by category, always up to date.

📈

Month-end projection

See where the month is heading and whether you are running a deficit, compared with the same day last month.

💱

Multi-currency

Handle soles, dollars, euros and more. Every entry keeps its own currency and your totals never get mixed.

🌎

In your language

The whole app in Spanish, English and Portuguese. Pick one at sign-in or switch whenever you want.

🗓️

Weekly rhythm

Discover which days you spend the most. "You spend more on Fridays" stops being a hunch.

🔒

Real privacy

How it works

Ready in seconds.

Sign in with Google or Apple

One click, secure. We only use your name and email, never your password.

Log it in seconds

On WhatsApp (text or a photo of the receipt) or by hand. AI categorizes every entry for you.

See your money

Balance, categories, projection and spending rhythm in a real-time dashboard.

Your accountant on WhatsApp

Link it once and send it
anything.

WhatsApp chat with Y Altoque: you send a photo of a receipt, the AI reads it, asks whether it is business or personal, confirms the date and logs S/94.00 in food.

Link your WhatsApp once and send it anything: the photo of a receipt, your electricity or water bill, a screenshot from Yape or Plin, or simply a message. Y Altoque reads it, asks just what it needs (business or personal? is the date right?) and logs it instantly, already categorized.

Receipts and invoices Electricity and water bills Yape Plin BCP Interbank Scotiabank BBVA Ripley Falabella Oechsle and more…

New

Choose how it talks to you.

Your assistant has personality. Pick the tone Y Altoque uses with you in the app and on WhatsApp, and change it anytime from Settings.

🤍

Sweetie

Warm and caring

Sweet and attentive, always looking out for you.

"Hey 🤍 I logged your S/ 240 for today. Take it a little easy, okay?"

🤝

Buddy

Your trusted pal

A laid-back friend with good vibes, never sounding like a robot.

"Heads up 👀 S/ 240 so far today. Easy does it, but stay sharp."

🫡

Sergeant

Direct and firm

No sugarcoating: it calls you out when you overdo it.

"S/ 240 in one day. Stop RIGHT NOW. This is not okay."

Inside the app

Data you understand at a glance.

🍩 By category

June · 7 categories

7categories

Transfers61.6%

Income15.2%

Entertainment13.0%

Education4.5%

Transport2.8%

📊 Weekly rhythm

You spend more on Fridays

S/ 1133

MTWTFSS

Projected balance at month end

S/ −12 424

⚠ In deficit

Pricing

Everything free. No plans, no paywalls.

⚡ Free forever

S/ 0 · no card, no commitment

Every feature, for everyone. No paid tiers.

✓Log via WhatsApp: text and a photo of the receipt
✓AI categorization and a real-time dashboard
✓Cash-flow projection and month-by-month analysis
✓Business summary and deductible expenses
✓Fixed expenses, receivables and full history
✓Multi-currency and the app in Spanish, English and Portuguese

Start for free

No cost · no in-app purchases · no ads

🛡️

Your privacy is non-negotiable

Private. Encrypted. Yours.

👓 What we use

Only your Google or Apple sign-in (name and email, to identify you). We do not read your email or access any other data.
You log your transactions on WhatsApp (text or photo), or by hand.

💾 What we store

Amount, date and category. Description and counterparty, encrypted.
AES-256 encryption at rest. Never your Google password.

🚫 What we DON'T do

We never sell or share your data with third parties.
We never use your data for ads or profiling.

🔐 Email and profile only 🛡️ AES-256 at rest 🗑️ Permanent deletion whenever you want

Your money,
under control.

By category

Your money, in your language and your currency.

All your money, zero effort.

Log it on WhatsApp

AI categorization

Real-time dashboard

Month-end projection

Multi-currency

In your language

Weekly rhythm

Real privacy

Ready in seconds.

Sign in with Google or Apple

Log it in seconds

See your money

Link it once and send it
anything.

Choose how it talks to you.

Data you understand at a glance.

🍩 By category

📊 Weekly rhythm

Everything free. No plans, no paywalls.

Private. Encrypted. Yours.

👓 What we use

💾 What we store

🚫 What we DON'T do

Start today with Y Altoque

Y Altoque is now on the App Store and Google Play

Your money, in your language and your currency.

All your money, zero effort.

Log it on WhatsApp

AI categorization

Real-time dashboard

Month-end projection

Multi-currency

In your language

Weekly rhythm

Real privacy

Ready in seconds.

Sign in with Google or Apple

Log it in seconds

See your money

Link it once and send itanything.

Choose how it talks to you.

Get in with one tap.

Start in seconds

Start in seconds

Data you understand at a glance.

🍩 By category

📊 Weekly rhythm

Everything free. No plans, no paywalls.

Private. Encrypted. Yours.

👓 What we use

💾 What we store

🚫 What we DON'T do

Start today with Y Altoque

Link it once and send it
anything.